Pegram & Bryant Insurance
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  • Pegram & Bryant Insurance Agency
  • Personal Insurance
    • Auto Insurance
    • DL 123 Insurance
    • Home Insurance
    • Condo Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Farm Insurance
    • Vacant Property Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Watercraft Insurance
    • Flood Insurance
    • Personal Liability Insurance
    • Life Insurance
    • ATV Insurance
    • Boat Insurance
  • Business Insurance
    • Storage Tank Liability Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • General Liability Insurance
    • Builders Risk Insurance
    • Landlord Insurance
    • Artisan Insurance
    • Barber Shop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Special Event Insurance
    • Surety Bonds
  • Commercial Vehicle Insurance
    • Dump Truck Insurance
    • Tractor Trailer Insurance
    • Motor Truck Cargo Insurance
    • Trailer Interchange Insurance
    • Tow Truck Insurance
    • Waste Haulers Insurance
    • Bobtail Insurance
  • Contact Us
    • Make Payment
    • Report Claim
    • Privacy Policy
    • Accessibility Statement

Low Cost Commercial Umbrella Insurance in Asheville and all of North Carolina

Commercial Umbrella Insurance to fit your budget & needs

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​What is Commercial Umbrella Insurance?
Umbrella liability insurance provides an extra layer of protection against bodily injury and/or property damage. Essentially, it picks up where your business auto liability, general liability or other liability coverage stops.
How commercial umbrella insurance works
A commercial umbrella policy serves 2 distinct purposes:
  • It increases the liability limit that your company already has in existing, or underlying, liability policies. For instance, if your general liability policy offers $1 million coverage per occurrence or $2 million total, you could get a $2 million umbrella policy and increase those limits to $3 million per occurrence and $4 million total. 
  • It broadens coverage for things that your underlying policies may not cover. For instance, if your auto liability policy covers accidents that might occur in a specific area, an umbrella policy could expand the coverage territory.
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Accessibility Statement
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