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What Does Dump Truck Insurance Cover?
A basic commercial dump truck insurance policy will provide the mandatory coverage required to operate these commercial vehicles. This includes the minimum bodily injury and property damage liability coverage amounts required by state law.
To ensure that your finances are secure and that your business is properly covered, you may want to consider building a basic commercial vehicle policy. Most commercial truck insurance companies provide the following additional coverage options that you can include in your dump truck policy:
What Is Dump Truck Insurance?
Dump truck coverage falls under the general category of commercial vehicle insurance. Like any commercial vehicle, owners of dump trucks are required to have liability insurance coverage before these trucks can be legally driven or used for jobs.
This coverage is particularly necessary as mishaps in these heavy-duty vehicles can lead to extensive damages. Because dump trucks are intended mainly for off-road use, their design is often such that a collision with a car can have deadly results. In fact, the Bureau of Labor and Statistics reports an average of one dump-truck related fatality every week in the United States.